BeInCrypto Picks 15 Firms for Fiat-Crypto Onramp Award

BeInCrypto named 15 companies to the Institutional 100 long list for Best Onramp and Offramp Solution, identifying firms that build payment rails, wallet integrations and banking APIs used to move money between fiat systems and crypto markets.

The long list was drawn from more than 30 providers screened for the category. A shortlist will be published in May 2026 and the winner will be announced at the Proof of Talk conference in Paris on June 2–3, 2026.

BeInCrypto scored entrants using a three-part methodology: 30% quantitative metrics, 50% Expert Council scoring and 20% disclosed company data. Assessments covered seven criteria: country coverage, payment-method diversity, regulatory compliance, UX integration, settlement speed, wallet and dApp ecosystem integration, and innovation. Data was checked against regulatory registers, audited filings and private-market databases.

The list includes consumer onramps, B2B settlement infrastructure, aggregators, banking-grade APIs and TradFi payment processors with crypto rails. Miami-based MoonPay is noted for more than 30 million accounts, operations in about 180 countries and NYDFS licensure, and expanded by acquiring Helio, Iron and Meso in 2025. Stripe Crypto’s enterprise onramp stack, built on its Privy developer base, serves tens of millions of Privy accounts and received conditional approval for an OCC charter and a full Bridge trust charter in February 2026. Coinbase appears for its exchange-backed B2B onramp services and a headless Apple Pay API, reporting roughly 110 million users and U.S. regulatory licences.

Other named firms include Transak, which offers consumer onramps and wire-rail integrations across more than 150 countries; Ramp Network, which secured MiCAR-CASP registration via the Central Bank of Ireland and became fully operational under MiCA in January 2026; and Alchemy Pay, headquartered in Singapore, which reports coverage across 173 countries and more than 300 payment methods and has expanded virtual asset licensing in Hong Kong. Zerohash is listed as a U.S.-regulated B2B infrastructure provider with NYDFS access that has filed for an OCC national trust bank charter and has been reported to have declined a roughly $2 billion offer from Mastercard.

The long list also names Nuvei (Simplex) for its card onramp stack and MiCA CASP capability following a 2025 take-private transaction; Mercuryo, an Estonian VASP, for card onramps and a growing Mastercard crypto card integration; and Onramper, an aggregator that integrates more than 30 onramps across over 190 countries. OSL Group (Banxa) is included for APAC regulated access and a global license footprint. Specialist firms Wert, Striga and Mt Pelerin were selected for NFT and ERC-20 checkout services, combined vIBAN/custody/card APIs, and Swiss non-custodial onramp services under FINMA oversight, respectively. Mercado Pago is included for its regional reach and partnerships with Paxos and Ripio; the company reports about 50 million users.

BeInCrypto said the long list excludes firms whose activity is limited to stablecoin orchestration without a direct fiat onramp or offramp, which are assessed under separate stablecoin infrastructure categories. Data sources used for the evaluation included regulatory agencies such as NYDFS, OCC, FCA, FINMA, MAS, AUSTRAC and FINTRAC, along with company disclosures, audited filings and private-market databases.

The Institutional 100 program is an annual, research-driven review that recognizes institutional activity across 26 categories and six pillars. Firms on the Best Onramp and Offramp Solution long list will undergo Expert Council scoring and public disclosure rounds ahead of the May shortlist and the June announcement in Paris.