67M Americans Own Crypto as CLARITY Act Nears Senate Vote

The National Cryptocurrency Association reported that 67 million Americans currently hold cryptocurrency and released a 2026 State of Crypto Holders Report as the Senate Banking Committee moved the Digital Asset Market CLARITY Act of 2025 toward a full Senate vote.

The committee advanced the bill on a 15–9 vote on May 14. The legislation would assign regulatory authority over digital commodities to the Commodity Futures Trading Commission and leave tokens that resemble securities under the Securities and Exchange Commission.

The NCA’s report is based on a survey of 10,000 U.S. crypto holders conducted with The Harris Poll. The group reported about 12 million new owners since its prior estimate and said roughly one in four American adults holds crypto.

State-level totals in the report list California with about 9.5 million holders, Texas with 5.94 million, Florida with 4.71 million and New York with 4.66 million. The NCA also published an interactive map showing numbers of holders in every state and congressional district.

All Republican members of the Senate Banking Committee voted to advance the bill. Democratic Senators Ruben Gallego of Arizona and Angela Alsobrooks of Maryland joined Republicans to produce the 15–9 bipartisan vote. An earlier version of the measure passed the House in July 2025 by a 294–134 margin.

Supporters of the CLARITY Act argue the split in agency jurisdiction would clarify enforcement and oversight responsibilities. Opponents have raised concerns about how tokens would be categorized in practice and how authority would be allocated between regulators.

Stuart Alderoty, chief legal officer at Ripple and president of the NCA, wrote in a post that with 67 million holders “the data is in. It’s time,” framing the legislation as providing clearer rules for Americans who participate in the crypto economy.

The report shows crypto holders are distributed across states and partisan maps, which the NCA says gives the constituency presence in competitive House districts ahead of the 2026 midterm elections. Separately, the White House executive director has signaled an imminent announcement on a Strategic Bitcoin Reserve.

The bill must reach 60 votes in the Senate to overcome a potential filibuster and secure final passage. Lawmakers and industry groups continue to debate statutory definitions and standards for categorizing digital assets as the measure moves toward a possible Senate floor vote.