Coinbase, Nium enable USDC payouts in 190+ countries

Coinbase and global payments firm Nium launched a USDC integration that lets clients fund cross-border transfers and settle local fiat payouts in more than 190 countries. Coinbase CEO Brian Armstrong announced the partnership on X on April 26, 2026. The integration is live for Nium’s banking, fintech and enterprise customers.

Under the agreement, Coinbase provides stablecoin liquidity, wallet services and regulated custody while Nium routes payments over local payout rails. Clients can fund transfers in USD Coin (USDC) and choose to settle in USDC or convert to local currency when payouts are executed.

According to the companies, the setup removes the need for recipients to hold prefunded accounts in receiving currencies by using USDC as just-in-time liquidity. USDC balances convert to local fiat only at the moment payouts settle, reducing the need for multiple correspondent banking relationships or prepositioned funds.

The integration also supports card programs, enabling businesses that hold USDC balances to deploy funds via stablecoin-backed cards at merchant locations worldwide.

Nium operates in more than 190 countries, holds over 40 licenses globally and processes about $8 billion in annual payment volume. Institutional customers include Travelex, Deel, Ebury and Bank BRI. The integration is aimed at those clients and other financial institutions seeking faster cross-border disbursements.

The launch follows other industry efforts to expand stablecoin infrastructure. USDC issuer Circle introduced a settlement product in April 2026 designed to let institutions move USDC cross-border without directly handling digital assets. USDC’s circulating supply was near $70 billion as of April 2026. Business-to-business stablecoin volumes rose from under $100 million monthly in early 2023 to about $3 billion by mid-2025, according to industry data.

Coinbase’s deal with Nium extends earlier integrations, including work with Stripe to add USDC into checkout flows. Stablecoin transfer volumes had overtaken ACH by early 2026.

Brian Armstrong wrote on X, “We’re unlocking stablecoin payments around the world.” Nium CEO Prajit Nanu wrote in the joint announcement that “The future of money movement is multi-rail. Fiat and onchain infrastructure will increasingly work together, not in isolation.”